Your dream car - it's not out of reachIn fact, it's affordable

Our dedicated team work with a number of finance partners to offer a wide range of flexible car finance packages to make your next purchase affordable.

finance-pic.jpg

They will explain to you the various options available, and help you choose a finance package that suits you and your budget.

We aim to get you behind the wheel of your new car as quickly as possible, so as soon as you have chosen a package that meets your needs, we'll handle the rest.

Unlike many high street banks and commercial lenders, we are able to offer customers.

  • Drive away in an hour with same day finance
  • No deposit necessary
  • Huge range of finance packages available on our RAC approved vehicles
  • Low rate deals - we shop around a number of reputable providers to get you the best deal
  • Fixed interest rates - the amount you agree to pay back will never increase
  • Bespoke solutions for customers with complicated financial backgrounds

Finance Examples

To show you how affordable finance can be with UCOB, take a look at the examples below:

Finance Example: BMW 4 Series Coupe 420d M Sport Finance Example: BMW 4 Series Coupe 420d M Sport

Own this car from just £382.74 per month!

4-series.jpg
   HP
(Representative Example)
 PCP
(Representative Example)
 Deposit  £0.00  £0.00
 Cash Price  £18,940.00  £18,940.00
 Total Amount of Credit  £18,940.00  £18,940.00
 First Payment  £467.34  £382.74
 Duration of Agreement  48 months  36 months
 Monthly Payment  £467.34  £382.74
 1 Final Payment of  £0.00  £8,878.00
 Total Amount Payable  £22,432.32  £22,656.64
 Documentation Fee*  £0.00  £0.00
 Option to Purchase Fee*  £0.00  £10.00
 Representative APR  8.9%  8.9%
 Fixed Rate Interest  8.9%  8.9%
 Based on Annual Mileage of  N/A  10,000

Finance Example: Mercedes C-Class 2.1 C220 CDI BlueTEC Sport Finance Example: Mercedes C-Class 2.1 C220 CDI BlueTEC Sport

Own this car from just £458.08 per month!

c-class.jpg
   HP
(Representative Example)
 PCP
(Representative Example)
 Deposit  £0.00 £0.00
 Cash Price  £23,440.00  £23,440.00
 Total Amount of Credit  £23,440.00  £23,440.00
 First Payment  £578.38  £458.08
 Duration of Agreement  48 months  36 months
 Monthly Payment  £578.38  £458.08
 1 Final Payment of  £0.00  £11,629.00
 Total Amount Payable  £27,762.24  £28,119.88
 Documentation Fee*  £0.00  £0.00
 Option to Purchase Fee*  £0.00  £10.00
 Representative APR  8.9%  8.9%
 Fixed Rate Interest  8.9%  8.9%
 Based on Annual Mileage of  N/A  10,000

Finance Example: MINI Hatch ONE with Media Pack Finance Example: MINI Hatch ONE with Media Pack

Own this car from just £224.57 per month!

mini-one.jpg
   HP
(Representative Example)
 PCP
(Representative Example)
 Deposit  £0.00 £0.00
 Cash Price  £9,840.00  £9,840.00
 Total Amount of Credit  £9,840.00  £9,840.00
 First Payment  £255.74  £224.57
 Duration of Agreement  48 months  36 months
 Monthly Payment  £255.74  £224.57
 1 Final Payment of  £0.00  £4,257.00
 Total Amount Payable  £12,275.52  £12,341.52
 Documentation Fee*  £0.00  £0.00
 Option to Purchase Fee*  £0.00  £10.00
 Representative APR  11.9%  11.9%
 Fixed Rate Interest  11.9%  11.9%
 Based on Annual Mileage of  N/A  10,000